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CDs & IRAs

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Certificates of Deposit

The best of all worlds, attractively priced, fully insured and available in a variety of maturities.

Traditional IRA

Defer taxes on your earnings until they are withdrawn. Certain contributions are also tax deductible in the tax year for which they are made.

Roth IRA

A non-deductible account that features tax-free withdrawals, under certain distribution conditions, after a five-year holding period. A good choice for those who expect to be in a higher tax bracket upon retirement.

Education IRA

The IRA that puts aside funds for the education of a child or grandchild.  The Tax Reform Act of 2001 has significantly increased the limits that can be contributed to this account and have liberalized the rules to include education expenses from kindergarten through college.  Also called the 529 Plan.


A Rollover / Direct Transfer / Transfer IRA lets you manage your retirement funds by allowing the movement of assets from one tax deferred retirement plan into another.


Visit, call or email us today. We can further explain CDs and IRAs and help you complete the necessary forms.


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